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Scratch.fi
Modern-day loan servicer that delivers a borrower-first experience
About Scratch.fi
Scratch is a financial technology company that specializes in loan servicing, aiming to simplify the repayment process for borrowers and provide valuable insights for lenders. The company operates in the financial services market, focusing on both individual borrowers and institutional lenders. Scratch's business model revolves around offering a comprehensive platform where borrowers can manage their loans, make payments, set up autopay, change due dates, and track their loan progress. For lenders, Scratch provides tools to innovate and expand their portfolios, offering flexibility to service any asset class or feature. The company generates revenue through service fees charged to lenders for using their platform. Scratch's mission is to empower borrowers to stay on track for a financially healthy future while enabling lenders to go to market quickly with a reliable servicing partner.
Source: Dealroom company dataKnowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| LATE VC✓Equity / VC | Sep 2018 | $17M | $68M | Ribbit Capital | — |
| SERIES A✓Equity / VC | Jan 2017 | — | — | JP Morgan | — |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for Scratch.fi is 170 monthly website visits, down 90.6% over the last three months. Scratch.fi's team grew 3.4% over the past year.
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed3 investors entered at this stage
Series A1 investor entered at this stage
Series B and later1 investor entered at this stage
Other known investors3 additional known investors
Catapult VC
Financial Venture Studio
Restive Ventures
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about Scratch.fi on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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