Rubix Data Sciences

About Rubix Data Sciences

Established in 2017 and headquartered in Mumbai, India, Rubix Data Sciences Private Limited operates as a business intelligence company focused on B2B risk management and monitoring. The company was founded by a team of experienced professionals from the information services industry: Mohan Ramaswamy (Co-Founder & CEO), Kaushal Sampat (Founder), Samir Modi (Co-Founder & CFO), and Dr. Vishnu Ramachandran (Co-Founder & CPO/CTO). The founders identified a significant gap in the market for reliable risk assessment of small and medium-sized enterprises (SMEs) in India, which often lack accessible financial data. Their collective background includes extensive leadership experience at companies like Dun & Bradstreet and LexisNexis, which they leveraged to build a technology-driven solution to this challenge.

Rubix provides data-driven solutions to help businesses make informed decisions regarding credit, supply chain, and compliance. The company serves a diverse client base that includes banks, credit insurance companies, fintechs, and corporations, with a client roster exceeding 1,000 entities. Revenue is generated through its suite of reports, products, and services, with pricing models available upon request. The core of its offering is the proprietary Rubix Automated Risk Management and Monitoring System (ARMS) platform. This platform aggregates structured and unstructured data from over 120 sources to provide deep insights and predictive analytics.

The ARMS platform and related products deliver a range of services, including risk scores, credit limit recommendations, fraud prevention, and compliance monitoring against regulations concerning anti-bribery, AML, and sanctions. A key feature is the Rubix Early Warning System (EWS), which continuously monitors portfolios for changes in risk profiles. For onboarding, the company offers a Video KYC solution. Rubix has also developed proprietary algorithms to estimate income and financial metrics for SMEs that lack traditional financial statements. A significant milestone was its appointment as India's first Validation Agent for the Legal Entity Identifier (LEI) by the Global Legal Entity Identifier Foundation (GLEIF), a role that involves verifying legal entity data.