Product Reports Resources Pricing Login Book a demo

RateSetter

Fintech · London, United Kingdom · Founded 2010

RateSetter is a leading peer-to-peer (P2P) lending platform in the UK, connecting investors with borrowers to provide competitive rates for both parties. Established in 2010, RateSetter operates in the consumer finance market and has facilitated over a billion pounds in loans. The platform serves individual investors looking for better returns on their money and borrowers seeking affordable loans. RateSetter's business model revolves around its Provision Fund, which mitigates risk for investors by covering potential borrower defaults. The company makes money through origination fees from borrowers and a small fee from investors' returns. RateSetter is FCA-authorized and regulated, ensuring a secure and transparent lending environment. Keywords: peer-to-peer lending, competitive rates, Provision Fund, consumer finance, FCA-regulated, investor protection, borrower loans, origination fees, UK market, financial platform.

Valuation $0–100M
Revenue $1–10M
Headcount <100
Total funding $50–100M
Unlock exact values This page shows ranges. Dealroom has the exact numbers for RateSetter and the history behind them.

Investors

3 investors on RateSetter's cap table

Sourced from Dealroom's funding history.

Series B+ 3 investors entered at this stage
Artemis
Woodford Investment Management
Groupe Artemis

Global footprint

Where RateSetter has talent and traffic

Workforce by country
2 countries with
team presence
🇬🇧 United Kingdom89.5%
🇦🇺 Australia10.5%
2 countries shown

Talent graph

The shape of RateSetter's talent

Dealroom maps RateSetter's team person by person — pinpointing the standout operators and scoring them across the six dimensions investors underwrite. The counts and shape below are a public preview; the named individuals and exact scores live in the platform.

13 team members profilednamed & role-tagged by Dealroom
34 employeestotal headcount
1 executives & foundersidentified by name
DimensionScore
AI Talent Score hidden — book a demo
Engineering Score hidden — book a demo
Product Score hidden — book a demo
Go-to-market Score hidden — book a demo
Leadership Score hidden — book a demo
Research Score hidden — book a demo
Book a demo to unlock RateSetter's exact scores

Source: Dealroom Talent Intelligence. Public profiles show counts and the team's shape only — request a demo for the named individuals, per-person seniority and tenure, and team benchmarks vs peers.

Market sentiment

What the market is saying about RateSetter

An AI-synthesized read of the highest-engagement posts about RateSetter on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

See RateSetter on the full Dealroom platform

Live deal flow, founder pedigree, hiring signals, revenue trajectory, and the full cap table.

Book a demo Explore company profiles