Payment Technology Japan

About Payment Technology Japan

Established in March 2016 by Yushi Uenoyama, Payment Technology Japan operates at the intersection of financial technology and human resources. The founder's journey through the finance department at SoftBank and as a founding member of SBI Securities, where he contributed to its launch and IPO division, provided him with a deep understanding of corporate finance and the public offering process. This experience directly informed the company's mission to innovate payment processes for both corporations and individuals.

The firm's operations are segmented into two primary verticals: B2B payment services tailored for startups and salary-related services that function as employee benefits. Its revenue model is based on fees generated from these diverse service offerings. For the business-to-business market, Payment Technology provides solutions designed to improve cash flow for other companies. Services like "Hayameru" offer early payment on invoices, while "Okurasu" allows businesses to defer their accounts payable, effectively functioning as a B2B buy-now-pay-later system. The company also offers "Seikyusho Cloud," an invoice management platform designed to comply with Japan's latest invoice and electronic bookkeeping regulations.

On the employee benefits side, the company has developed distinct services to enhance financial flexibility for workers. Its flagship product, "Maebarai Dekirukun," is a salary prepayment service. A notable version, "Maebarai Dekirukun LITE," leverages credit card payments to enable companies to offer this benefit without undergoing a financial review. Complementing this is "Enipay," a system that allows employees to receive their salary across various payment methods, including digital money. Recognizing the complexities startups face when going public, the company also leverages its founder's expertise by offering an IPO support service to assist companies preparing for a listing.