Orbii

About Orbii

Orbii AI, founded in 2023 by Nauman Ali, is a financial software company headquartered in Dubai, United Arab Emirates, with operations in the UAE and Saudi Arabia. The company positions itself as a critical partner for B2B lenders, providing an AI-powered platform designed to facilitate rapid and highly accurate credit decisions. This is achieved by analyzing the real financial behavior of potential borrowers. The firm's mission is to foster more equitable and inclusive credit access for businesses throughout the MENA region, thereby unlocking economic potential.

The core of Orbii's offering is a platform that automates and accelerates the underwriting process for business loans. It streamlines lending data workflows by directly connecting to banking sources or ingesting digital bank statements, a process that can recognize over 90% of known bank statements across its primary markets. This automated data collection condenses what could be weeks of manual work into seconds. Once the data is gathered, the platform's AI enriches and analyzes it, providing lenders with over 1,000 data points for a comprehensive view of a business's financial health. This includes a multi-tiered analysis of transaction classifications broken down by risk, insights into business activity to spot outliers, and a multi-dimensional view of financial interactions.

The platform's AI-driven risk prediction offers a 360-degree perspective on a business's overall financial well-being and its future performance, enabling lenders to make decisions with greater confidence. By focusing on alternative and real-time data, Orbii addresses the shortcomings of traditional credit scoring models, which may not fully capture the creditworthiness of small and medium-sized enterprises (SMEs). This approach allows for a more holistic and predictive assessment of credit risk, potentially expanding credit access for underserved businesses. The service operates through a personalized dashboard where lenders can access these real-time risk predictions. Orbii has received seed funding from investors including 500 Global, Sanabil 500 MENA Seed Accelerator, and GrowthX Accelerator.