Omnumi

About Omnumi

Omnumi is a financial software company that has developed a compliance-forward digital currency and payments platform. The platform provides infrastructure for financial institutions, payment networks, and central banks to move and store digital currencies such as tokenized deposits, regulated stablecoins, and CBDCs. It is built on a private, permissioned blockchain based on Ethereum and features an API-first, event-driven microservices architecture. The company's business model is centered on providing a wallet-as-a-service platform that enables developers to build compliant digital wallet experiences with native identity integration.

The company was founded in Greenville, SC, in 2022 by Kirk Chapman, who serves as the CEO. Chapman has over 20 years of experience in technical banking and payments, having previously led operational technology at SoFi and served as Head of Strategy for Galileo. The founding team and advisors include experts from banking, fintech, payments, and regulatory sectors. In April 2023, Omnumi raised $10 million in an Early Stage VC round from investor Hard Yaka.

Omnumi's platform is designed to address the challenges of modern money movement by embedding identity at the ledger level, a concept referred to as identity-based compliance. This allows for enhanced security and helps clients comply with KYC, AML, CFT, and KYT regulations through a dynamic rule management engine. Key features include multi-tenant architecture, wallet management, multi-token capabilities, role-based access controls, and real-time data dashboards. The system supports both custodial and non-custodial wallets and allows for the creation of multiple wallets across different tenants. The platform targets financial institutions, payment infrastructure providers, central banks, and fintech companies. It aims to reduce transaction costs, enable real-time fund movement, and provide immutable traceability for all transactions.