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Okcredit.in

Fintech · Bengaluru, India · Founded 2017

OkCredit is a mobile based solution for small business owners and their customers to enable recording of credit/payment transactions digitally all across the country MoreLess

OkCredit is an Indian-based startup that offers a digital ledger application designed to simplify the process of tracking and managing credit for small businesses. The platform is particularly beneficial for businesses such as mobile repair shops, medical and pharmacy stores, grocery stores, snack centers, garment stores, wholesalers, distributors, and more.

The application operates in 11 different languages, making it accessible to a wide range of users across India. It provides a simple and intuitive user interface, making it easy for business owners to navigate and manage their credit transactions. The app is completely free to use, with no monthly fees, making it an affordable solution for small businesses.

One of the key features of OkCredit is its ability to send timely reminders to customers via SMS and WhatsApp, reducing the hassle of manual collections. It also offers online payment collection, making it easier for businesses to receive payments from their customers.

The application ensures the safety and security of the user's data, with both online and local backup options available. This means that business owners can access their reports and statements on any device, at any time, without fear of losing their customer records.

OkCredit operates on a freemium business model, where basic services are provided for free, while advanced features and capabilities are available for a fee. This model allows the company to attract a large user base while generating revenue from premium services.

Keywords: Digital Ledger, Credit Management, Small Businesses, Multilingual, User-Friendly, Free Application, Payment Reminders, Online Payment Collection, Data Security, Freemium Business Model.

Valuation $100–500M
Revenue $1–10M
Headcount 100–500
Total funding $50–100M
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Company overview

Okcredit.in company information

The essential company record, classifications and operating signals in one place.

Status
Operational
Founded
2017
Headquarters
Bengaluru, India
Employees
142
Open positions
None listed
Dealroom signal
66.5
client focusb2bsub industryFinancial Management SolutionssectorAccountingbusiness modelSaaSindustryFintechsectorInvoicingsectorSMEsectorYC S18sectorfinancial inclusion

Valuation & funding

Okcredit.in funding history

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
SUPPORT PROGRAMOther financing Aug 2021 Google for Startups Accelerator
SERIES BOther financing Sep 2019 $67M $268M Lightspeed Venture Partners · Tiger Global
SERIES AOther financing Jun 2019 $16M $62M Y Combinator · Tiger Global · Venture Highway · 5Y Capital
SEEDOther financing Aug 2018 $1.7M $6.8M Undisclosed
SEEDOther financing Jan 2018 $125K $500K Y Combinator
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Financials

Revenue and workforce over time

Available revenue and workforce history. Fields without reported data are omitted.

YearRevenueGrowthEmployees
2026 $3.2M 0% 142
2025 $3.2M +63.1% 144
2024 $1.9M 141
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Growth signals

Okcredit.in website traffic

Latest recorded traffic for Okcredit.in is 280K monthly website visits, down 15.2% over the last three months. Okcredit.in's team declined 1.4% over the past year.

Latest monthly visits280K 3-month web change-15.2% 1-year team growth-1.4%
Monthly website visits97 observations · Jun 2018–Jul 2026
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Comparisons

Okcredit.in compared with similar companies

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Talent graph

Okcredit.in's talent

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Team profiled 16 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 4 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

6 investors on Okcredit.in's cap table

Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.

Seed 1 investor entered at this stage
Series A 4 investors entered at this stage
Other known 1 additional known investor
Google for Startups Accelerator

Global footprint

Where Okcredit.in has talent and traffic

Workforce by country
3 countries with
team presence
🇮🇳 India94.1%
🇩🇪 Germany2.9%
🇦🇪 United Arab Emirates2.9%
3 countries shown

In the news

Latest news about Okcredit.in

Recent press, funding announcements, and product moves mentioning Okcredit.in — open to read from the original sources.

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Market sentiment

What the market is saying about Okcredit.in

An AI-synthesized read of the highest-engagement posts about Okcredit.in on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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