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Murphy AI
AI-powered autonomous agents for omnichannel debt collection
About Murphy AI
Murphy AI is a Barcelona-based financial technology company developing an AI-native platform for debt servicing. Founded in 2024 by Borja Sole and Marc Sanchez, the company aims to replace traditional call-center operations with fully autonomous agents. The founding idea originated from CEO Borja Sole's previous experience as a CFO, where he faced challenges with inefficient debt collection processes, which led him to partner with CTO Marc Sanchez.
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The platform utilizes AI voice agents, omnichannel outreach, and behavioral personalization to manage and recover non-performing loans. It operates 24/7 across more than 100 languages through channels including SMS, email, and voice calls. The system is designed to automate interactions, manage payment negotiations, handle installment plans, and integrate with existing ERP and accounting systems. Murphy AI reports that its approach can increase recovery rates by 40% and reduce the time spent on collections by 75%.
The company targets a wide range of clients, including debt collection agencies (DCAs) and enterprises such as banks, telecommunications providers, utility companies, and BNPL firms. In July 2025, Murphy AI announced it had raised €12.8 million (approximately $15 million) in pre-seed and seed funding. The round was led by Northzone, with participation from Lakestar, Seedcamp, ElevenLabs, and Enzo Ventures. The capital is intended to scale the product, expand its technical and go-to-market teams, and accelerate international expansion into Europe and the United States.
Latest news
Press, funding announcements and product moves mentioning Murphy AI.
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SEED✓Equity / VC | Jul 2025 | $15M | $60M | Lakestar · Seedcamp · ElevenLabs · Northzone | ↗ |
Growth signals
Latest recorded traffic for Murphy AI is 10K monthly website visits, up 11.1% over the last three months.
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Source: Dealroom Talent Intelligence.
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