MTHL

About MTHL

Mobile Technology Holdings (MTHL) is a company focused on the application of digital tokens in the physical world, aiming to change how mobile transactions are conducted.

Founded over a decade ago, MTHL develops technologies that allow enterprise partners to merge multiple transaction identifiers into a single code deliverable to any mobile device. The company's business model revolves around research and development, as well as the acquisition and enhancement of intellectual property to create market-ready products. This strategy is designed to build new value chains for its clients, which primarily consist of banks, retailers, and various brands.

MTHL's core offering is a multi-token system that facilitates single-tap payments and redemptions. This system can be implemented across different service providers, which helps to increase usage in loyalty schemes and bank reward programs, while also boosting card spending and lowering transaction costs. A key piece of their technology is a proprietary pure text token that can be sent to any phone without requiring an internet connection, alongside a high-performance optical scanner for fast and reliable offline token reading. The technology also features multiple layers of tokenization for enhanced security and supports various token formats. This enables the combination of coupons, loyalty points, ticketing, and payments into a unified 'one-tap' user experience. For retailers, MTHL provides a way to distribute promotions and offers via text-based methods like SMS or WhatsApp, without requiring customers to download an app or register.