MooNitoring

About MooNitoring

MooNitoring is a parametric insurtech platform purpose-built for the livestock sector. We operate as a Managing General Agent (MGA), integrating directly with the farm management systems dairy farmers already use. We turn real-time animal health data into automated insurance triggers.

Traditional livestock insurance is slow, opaque, and claims-heavy. Farmers wait weeks for adjusters, fight over subjective valuations, and often abandon coverage altogether. MooNitoring eliminates that friction entirely. When a predefined health index threshold is breached, drawn from milking performance, rumination patterns, activity data, or biosensors already present on the farm, a payout is triggered automatically without a single form filed.

Our pricing engine uses IoT-derived health indicators as predictive variables, moving beyond backward-looking actuarial tables toward a model that prices individual herd risk dynamically. The result is fairer premiums for healthy, well-managed herds and a product that actually pays when it matters.

MooNitoring turns the infrastructure farmers already trust into the backbone of a smarter insurance product, reducing basis risk, cutting loss adjustment costs, and giving producers the financial resilience to operate with confidence.