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Moneyboxx Finance

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Provides easy access to financing to the deserving micro enterprises

Mumbai, IndiaFounded 2018Fintech

Valuation $172M Market cap · 2025

Revenue $28M Latest reported FY

EBITDA $3.6M Latest reported FY

Total funding $10–50M Disclosed equity funding

About Moneyboxx Finance

Moneyboxx Finance is a financial services company specializing in providing small ticket business loans to micro and small enterprises. Operating primarily in Tier III cities and beyond, Moneyboxx Finance targets deserving micro-entrepreneurs across various sectors, including livestock, retail trading, and small manufacturing. The company employs a cluster-based approach to acquire similar groups of customers within specific geographies, ensuring efficient service delivery and customer satisfaction.

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Moneyboxx Finance's business model revolves around offering unsecured business loans ranging from INR 50,000 to INR 300,000 with tenures between 12 to 36 months. These loans are designed to meet the unmet credit needs of micro and small enterprises that are often overlooked by traditional banks. By focusing on financial inclusion, Moneyboxx Finance helps these businesses build their capital assets and working capital needs, thereby fostering economic growth in underserved regions.

The company operates on a phygital model, combining physical and digital channels to reach its customers directly without relying on Direct Selling Agents (DSAs). This approach not only enhances customer experience but also establishes long-term relationships with clients. Additionally, customers can avail loans, pay EMIs, and access other services through the Moneyboxx Finance app, making the process seamless and convenient.

Source: Dealroom company data