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MoCaFi
Spend Smart. Build Credit. Do You. | MoCaFi
About MoCaFi
MoCaFi is a financial technology company dedicated to serving the 110 million Americans facing economic hardship and lacking access to traditional banking services. Operating in the fintech sector, MoCaFi partners with government and philanthropic organizations to deliver cash assistance, mobile banking, and financial education programs. The company’s core offerings include reloadable prepaid debit cards with no fee ATM access, financial coaching, and credit-building tools. MoCaFi’s business model revolves around providing these services at scale, often through bulk shipments and lifecycle marketing to increase adoption rates. Revenue is generated through partnerships with cities and brands committed to financial empowerment, as well as through fees associated with their financial products and services. The platform aims to foster financial inclusion and create pathways to wealth for underserved communities.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2015
- Headquarters
- New York City, United States
- Employees
- 31
- Open positions
- None listed
- Dealroom signal
- 29.2/100
- Industry
- Fintech
- Sub-industry
- Financial Management Solutions
- Sector
- Fintech, Analytics, Banking, financial inclusion
- Business model
- SaaS
- Client focus
- b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES B✓Equity / VC | May 2023 | $24M | $94M | Truist · BNY Mellon · Tom Hutton · Commerce Ventures | ↗ |
| SERIES AEquity / VC | Feb 2022 | $2.5M | $10M | Undisclosed | ↗ |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for MoCaFi is 1.9K monthly website visits, down 32.1% over the last three months. MoCaFi's team declined 13.9% over the past year.
Similar companies
Company identity and context are open; selected comparison metrics preview what is available on the platform.
Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed6 investors entered at this stage
FinTech Sandbox
Newark Venture Partners- WVWinWin Ventures
Partnership Fund for New York City
Radicle Impact
Portfolia Funds
Series A9 investors entered at this stage
MasterCard
Commerce Ventures- WHWende Hutton
- THTom Hutton
Citi
1Flourish Capital
Truist
BNY Mellon
Wells Fargo and Company
Other known investors2 additional known investors
- QPQiana Patterson
SustainVC
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about MoCaFi on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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