Mesa

Mesa is a financial technology firm aiming to make homeownership more affordable by establishing a homeowner membership category. The company, based in Austin, Texas, was founded in 2023 by CEO Kelley Halpin and CTO Peyton Hayslette, both of whom are fintech veterans. Halpin previously founded Quantivize Health and held a growth role at Paceline, where Hayslette was the Head of Fintech Product. They identified a gap in the market where, unlike other significant consumer spending categories, homeownership expenses lacked a rewards or loyalty program.

The firm operates on a B2C model, directly serving homeowners with a platform designed to provide value back on the trillions spent annually on housing. Mesa generates revenue through advertising fees from lenders and brokers on its marketplace. The company exited stealth mode in September 2024 with $9.2 million in seed funding, including $7.2 million in equity and $2 million in venture debt. By August 2025, Mesa had secured an additional $24 million in a strategic funding round, bringing its total to over $33 million from investors including Lowe's, Paramount Residential Mortgage Group (PRMG), and Trinity Capital.

Mesa's core offerings center around a loyalty and rewards ecosystem. The Mesa Mortgage Marketplace allows homeowners to earn rewards, equivalent to 1% of the loan value, when they secure a new mortgage or refinance with a partner lender. For instance, a $500,000 loan would yield $5,000 in rewards. The second key product is the Mesa Homeowners Visa Signature Preferred Credit Card, issued by Celtic Bank. This card enables members to earn points on everyday household spending, including mortgage payments (up to a yearly cap), utilities, HOA fees, insurance, and repairs. These accumulated Mesa Points can be redeemed for travel, statement credits, home upgrades through partners like Lowe's, or applied toward mortgage balances. The platform is expanding to include rewards for home warranties, HELOCs, and other insurance products. Keywords: homeowner rewards, mortgage rewards, fintech, property technology, Kelley Halpin, Peyton Hayslette, homeownership affordability, rewards platform, mortgage marketplace, homeowner credit card, Visa partnership, real estate finance, loyalty program, home expense management, proptech, housing finance, consumer finance, Mesa Mortgage, Mesa Homeowners Card, Austin startup