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Maximum

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AI-native operating system for modernizing banks.

Miami, United StatesFounded 2025Fintech

Valuation $100–250M Last recorded · 2026

Total funding $10–50M Disclosed equity funding

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About Maximum

Maximum is a Miami AI-native operating system for banks founded by three-time fintech entrepreneur Randy Fernando (previously Vault, sold to Acorns, and Power Finance, sold to Marqeta). The platform is designed to replace fragmented, decades-old core banking infrastructure with a real-time, AI-first stack so banks can build and deploy custom agents — for example an OFAC/SAR screening agent that flags matches for a compliance officer — gain live visibility into customer activity, launch new financial products and strengthen risk and security controls. Maximum targets banks of all sizes and works with operators who helped build Fernando's earlier companies. Emerging from stealth in August 2026, Maximum raised a $30 million seed led by CRV, with Pear VC, Restive, Plug and Play Ventures, Anthemis and others, to accelerate product development, expand engineering and operations, and support bank implementations. Sources: American Banker 3 Aug 2026; GlobeNewswire 3 Aug 2026; PYMNTS; maximum.com.

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At a glance

Status: Operational
Founded: 2025
Headquarters: Miami, United States
Open positions: None listed
Dealroom signal: 0.0/100
Industry: Fintech
Sector: Fintech, Fraud Management, Core Banking, genAI Applications
Business model: SaaS
Client focus: b2b
Links: Website LinkedIn

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Funding history

1 recorded event

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
SEED✓Equity / VC	Aug 2026	$30M	$120M	Restive Ventures · CRV · Plug and Play · Anthemis Group	↗

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Growth signals

Maximum website traffic

Latest recorded traffic for Maximum is 3.1K monthly website visits.

Latest monthly visits3.1K

Monthly website visitsJul 2026–Jul 2026

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Open positions

Openings linked to this company in Dealroom

Staff Software EngineerMiami, Miami-Dade County, Florida, United States · Backend Development · Aug 30, 2026

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