Loanboox

About Loanboox

Loanboox is a debt financing platform that connects borrowers with institutional investors and banks. Founded in 2015 by Stefan Muehlemann, Andi Burri, and Dario Zogg, the company is headquartered in Zurich, Switzerland. The platform is designed to digitize and simplify the process of securing large-scale loans for public-sector entities, large corporations, and real estate companies. Since its go-live in September 2016, Loanboox has processed billions in financing requests and operates in multiple countries, including Switzerland, Germany, Austria, and France.

The business model centers on creating a more efficient, transparent, and low-cost alternative to traditional debt brokering. Borrowers can submit financing requests on the platform, compare offers from various institutional investors, and complete transactions digitally. The platform is free for investors; borrowers are charged a fee of one or two basis points (0.01% – 0.02%) per year of the loan's maturity. This model can reduce financing costs for borrowers by up to 90% compared to conventional methods.

Loanboox serves clients such as municipalities, cities, real estate companies, housing cooperatives, banks, and institutional investors. The platform facilitates various financing products and allows for the centralized management of loans, credit lines, and assets. Its features include real-time analysis, scenario simulation for interest rate changes, and access to historical financial market data to support decision-making. By 2021, the company had facilitated over 2,100 transactions with a volume of 25 billion Swiss Francs and had expanded to support sustainability-linked loans and secured transactions. The company also offers tools for debt planning and transaction support.