COMPANY PROFILE

Layer2 Financial

Layer2 is a Payments, Banking as a Service, that enables fintechs to launch innovative local and cross border payments, banking use cases in days

CanadaFounded 2021Fintech

Valuation $100–250M Last recorded · 2025

Revenue <$1M Latest reported FY

Headcount 100–500 Current team size

Total funding $10–50M Disclosed equity funding

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About Layer2 Financial

Rail, formerly Layer2 Financial, provides payment infrastructure that enables fast, secure, and borderless money movement for businesses. The company combines traditional banking systems with stablecoin technology to facilitate global payments.

Rail's services are designed for businesses looking to expand their global payment capabilities. The company partners with banks to help them future-proof their offerings by providing them with the necessary infrastructure to handle cross-border transactions efficiently. The business model is centered around providing a robust and compliant payment rail that can handle both traditional and digital currencies, with a focus on security and regulatory adherence.

MoreLess Source: Dealroom company data

At a glance

Status: Acquired
Founded: 2021
Headquarters: Canada
Employees: 214
Open positions: None listed
Dealroom signal: 91.0/100
Industry: Fintech
Sub-industry: Payments
Sector: Fintech
Business model: SaaS
Client focus: b2b
Links: Website LinkedIn X

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Funding history

2 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
ACQUISITION✓Exit	Aug 2025	$200M	$200M	Ripple	↗
SERIES A✓Equity / VC	Jul 2024	$11M	$43M	Accomplice · Sapphire Ventures · Galaxy Digital	↗

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023		—

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Growth signals

Layer2 Financial website traffic

Latest recorded traffic for Layer2 Financial is 6.5K monthly website visits, down 24.4% over the last three months. Layer2 Financial's team grew 23.7% over the past year.

Latest monthly visits6.5K 3-month web change-24.4% 1-year team growth+23.7%

Monthly website visitsJun 2023–Jul 2026

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Closest operating peers by Dealroom taxonomy

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