Kredito

One of the primary services offered by Kredito.cl is invoice financing, which allows businesses to receive early payment on their invoices. This can be particularly beneficial for SMEs that may struggle with cash flow issues. The platform also offers a virtual prepaid Mastercard, with a maximum balance of up to $60 million CLP.

In addition to these services, Kredito.cl also provides financial reporting tools to help businesses understand their financial health. This includes an evaluation of sales, business age, and existing debts, among other factors. Using a risk algorithm, Kredito.cl can determine whether a business qualifies for a working capital loan, with a maximum loan amount of $50 million CLP.

The company operates on a digital business model, leveraging technology to provide efficient and cost-effective financial solutions. This model allows Kredito.cl to serve its clients with the same level of technology as larger companies and banks, but at a lower cost.

The company generates revenue through the interest and fees charged on the financial services it provides.