Kompany

Founded in 2012 by Russell E. Perry and Peter Bainbridge-Clayton, kompany operates as a regulatory technology (RegTech) platform headquartered in Vienna, Austria. Perry, who serves as CEO, brought extensive experience from the telecommunications, online gaming, and technology sectors, including the successful growth and sale of the people-search engine 123People. Bainbridge-Clayton, the CTO, had prior experience building the verification system for the U.K.'s Companies House. A significant milestone occurred in early 2022 when Moody's Corporation completed its acquisition of kompany (then 360kompany AG), integrating it into the Moody's KYC business unit to enhance its compliance and risk solutions.

The firm's core business revolves around providing Global Business Verification and Business Know-Your-Customer (KYB) services. It operates a proprietary global network that offers real-time, audit-proof access to primary source company information from official commercial registers across more than 200 jurisdictions, covering over 115 million company records. This direct access to official filings is a key differentiator from competitors who may rely on aggregated database information. The business model targets enterprise and mid-market clients, including international banking groups, FinTechs, major accounting firms, and multinational corporations. Revenue is generated by providing these clients with tools to automate and streamline their anti-money laundering (AML) and KYB compliance processes, which can reduce client onboarding times significantly.

kompany's product suite addresses critical compliance challenges. The KYC Workspace is a web-based platform for managing various KYB tasks, while the KYC API allows for the integration of kompany's data directly into clients' existing systems. A key offering is UBO discovery®, which uses artificial intelligence to analyze unstructured data from official documents to map out complex, cross-border ultimate beneficial ownership and shareholder structures in real-time. Another product, KYC onchain, utilizes distributed ledger technology to create an immutable audit trail for compliance records. These tools are designed to meet the stringent due diligence requirements of regulations like AMLD5 and MiFID II, transforming a firm's compliance burden into a more efficient operation.

Keywords: Business Verification, RegTech, Know Your Customer (KYC), Know Your Business (KYB), Anti-Money Laundering (AML), Compliance, Ultimate Beneficial Ownership (UBO), API, Moody's, Corporate Data