Klub

Klub operates as a financial platform headquartered in France, providing access to private investment opportunities for a client base of modern investors. Registered with the French Autorité des Marchés Financiers (AMF) as a PSAN, the company ensures its operations adhere to strict regulatory guidelines.

The platform's core business revolves around offering curated, off-market investment deals, particularly in startups, that are typically inaccessible to individual investors. Klub's investment team negotiates the terms for these deals, allowing members to become shareholders in what the company terms "tomorrow's unicorns". Investments can start from as low as €500, aiming to make portfolio diversification more attainable. Beyond startup equity, the platform provides a range of asset classes including crypto-assets, treasury-backed private debt, and real estate. For instance, it offers a Treasury-backed Private Debt instrument (KUSD) with a stated APY.

The business model is structured around a tiered membership system (Premium, Titanium, Black, Black Elite), which grants access to different products and investment levels. Revenue is likely generated through fees, with members receiving a percentage of these fees back in the form of XKI retro-commissions, the platform's cryptocurrency token. The platform is delivered through an all-in-one mobile application, which serves to manage investments and facilitate interaction within its community. A key part of the service includes a personal Account Manager who works with clients to define their investment objectives, risk profile, and deployment strategy.

Keywords: private investment, wealth management, alternative assets, startup investing, financial platform, community investing, venture capital deals, crypto-assets, asset diversification, FinTech