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Kissht

Fintech · Mumbai, India · Founded 2016

Kissht is a financial technology company founded in 2015 that operates as a digital lending platform. The company's business model is centered on unsecured consumer lending and it has diversified into three main verticals: purchase financing, personal loans, and business loans. It provides instant credit to consumers at both online and offline points of sale through its plug-and-play gateway APIs, which can be easily integrated by merchants. In addition to consumer credit, Kissht offers personal and business loans with a quick and efficient application process that requires minimal documentation. The company has also expanded its services to include digital loans against property, allowing users to secure funding using real estate assets as collateral. Kissht partners with banks and Non-Banking Financial Companies (NBFCs) as an end-to-end loan origination, underwriting, and servicing company. Keywords: digital lending, consumer credit, point of sale financing, personal loans, business loans, loans against property, financial technology, NBFC partnerships, loan origination, underwriting