I
indiagold
New age doorstep banking services for secured lending
About indiagold
IndiaGold is a fintech startup operating in the Indian market, offering quick and convenient gold loans to its customers. The company's primary service is providing gold loans, which are loans secured by gold, at a competitive interest rate starting at just 0.77% per month. The unique selling proposition of IndiaGold is its home service, where a loan manager visits the customer's home to complete the application process and transfer the loan amount within 30 minutes.
The company's business model revolves around leveraging the value of gold, a commonly held asset in Indian households, to provide quick and easy loans. The gold is stored in highly secure bank vaults and is fully insured, providing peace of mind to the customers. The company also offers the option to shift an existing loan, potentially saving customers a significant amount in interest.
IndiaGold primarily serves individuals who need quick access to funds and have gold assets to secure the loan. The company generates revenue through the interest charged on these loans. The entire process, from application to repayment, can be managed through the IndiaGold app, providing a seamless and convenient customer experience.
In summary, IndiaGold is a fintech startup offering quick, convenient, and secure gold loans to individuals in the Indian market, with the unique feature of home service for loan processing.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2020
- Headquarters
- Gurugram, India
- Employees
- 271
- Open positions
- 1
- Dealroom signal
- 67.7/100
- Industry
- Fintech
- Sub-industry
- Mortgages & Lending, Wealth Management
- Sector
- Fintech, financial inclusion
- Technology
- Mobile app
- Business model
- Marketplace & ecommerce
- Client focus
- b2c
Knowledge graph
More headlines
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES A✓Equity / VC | Nov 2022 | $10M | $60M | PayU · 3one4 Capital · Leo Capital · Alpha Wave Incubation | ↗ |
| SERIES A✓Equity / VC | Aug 2021 | $12M | $48M | 3one4 Capital · Alpha Wave Incubation · Rainmatter Capital · Better Tomorrow Ventures | — |
Financials
Revenue, earnings and other financial measures where available. Years marked “E” are estimates.
Growth signals
Latest recorded traffic for indiagold is 25K monthly website visits, down 10.7% over the last three months. indiagold's team grew 0.4% over the past year.
Open positions
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed11 investors entered at this stage
Titan Capital
peercheque
Leo Capital
Sequoia
Miten Sampat
Ramakant Sharma
Kunal Shah
Blume Ventures
Ashneer Grover
Sandeep Tandon
Kunal Bahl
Series A5 investors entered at this stage
3one4 Capital- AIAlpha Wave Incubation
Rainmatter Capital
Better Tomorrow Ventures
PayU
Other known investors5 additional known investors
Alpha Wave Global
Amrish Rau
Peak XV Partners
Shwetank Verma
Stride Ventures
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about indiagold on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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