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Incard

Fintech · London, United Kingdom · Founded 2020

Neobank for e-commerce store owners MoreLess

Incard.co is a financial technology startup that provides a comprehensive financial solution tailored specifically for online businesses, including e-commerce entrepreneurs, dropshippers, and influencers. The company operates in the fintech market, focusing on simplifying and enhancing financial transactions for businesses that operate globally.

Incard offers a multi-currency account system, allowing clients to hold and manage balances in EUR, GBP, USD, HKD, and CHF. This feature enables businesses to pay and receive payments in local currencies, reducing the complexity and cost associated with currency conversion. The platform prides itself on offering competitive exchange fees and using the real foreign exchange (FX) rate, which helps clients save money on international transactions.

The business model of Incard revolves around providing financial services that cater to the unique needs of online businesses. This includes faster payments, higher transaction limits, and 24/7 customer support. Additionally, Incard offers flexible financing options and accelerated daily payouts to help manage cash flow, which is crucial for businesses with tight cash cycles.

Incard generates revenue through various financial services, including currency exchange fees, transaction fees, and potentially through premium membership plans that offer additional benefits. The company also provides early access and stock options to top insiders, which could be a strategy to build a loyal customer base and generate initial funding.

In summary, Incard.co is designed to support the growth and success of online businesses by offering a seamless, cost-effective, and flexible financial solution. The company’s focus on multi-currency management, competitive exchange rates, and robust support services positions it as a valuable partner for e-commerce entrepreneurs and influencers looking to expand their global reach.

Keywords: fintech, multi-currency, e-commerce, entrepreneurs, influencers, global payments, competitive exchange rates, financial flexibility, online businesses, cash flow management.

Talent graph

Incard's talent

Book a demo to see the people
Team profiled 6 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 5 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

5 investors on Incard's cap table

Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.

Seed 2 investors entered at this stage
Notion Capital
Syndicate Room
Series A 3 investors entered at this stage
Smartfin
Mount Venture Capital
Founders Capital

Global footprint

Where Incard has talent and traffic

Workforce by country
4 countries with
team presence
🇬🇧 United Kingdom76.2%
🇪🇪 Estonia9.5%
🇫🇷 France9.5%
🇳🇴 Norway4.8%
4 countries shown

Market sentiment

What the market is saying about Incard

An AI-synthesized read of the highest-engagement posts about Incard on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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