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Incard

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Neobank for e-commerce store owners

London, United KingdomFounded 2020Fintech
Valuation $50–100M Last recorded · 2026
Headcount <100 Current team size
Total funding $10–50M Disclosed equity funding
Unlock exact values This page shows ranges. Dealroom has the exact numbers for Incard and the history behind them.

About Incard

Incard.co is a financial technology startup that provides a comprehensive financial solution tailored specifically for online businesses, including e-commerce entrepreneurs, dropshippers, and influencers. The company operates in the fintech market, focusing on simplifying and enhancing financial transactions for businesses that operate globally.

Incard offers a multi-currency account system, allowing clients to hold and manage balances in EUR, GBP, USD, HKD, and CHF. This feature enables businesses to pay and receive payments in local currencies, reducing the complexity and cost associated with currency conversion. The platform prides itself on offering competitive exchange fees and using the real foreign exchange (FX) rate, which helps clients save money on international transactions.

The business model of Incard revolves around providing financial services that cater to the unique needs of online businesses. This includes faster payments, higher transaction limits, and 24/7 customer support. Additionally, Incard offers flexible financing options and accelerated daily payouts to help manage cash flow, which is crucial for businesses with tight cash cycles.

Incard generates revenue through various financial services, including currency exchange fees, transaction fees, and potentially through premium membership plans that offer additional benefits. The company also provides early access and stock options to top insiders, which could be a strategy to build a loyal customer base and generate initial funding.

In summary, Incard.co is designed to support the growth and success of online businesses by offering a seamless, cost-effective, and flexible financial solution. The company’s focus on multi-currency management, competitive exchange rates, and robust support services positions it as a valuable partner for e-commerce entrepreneurs and influencers looking to expand their global reach.

Source: Dealroom company data

At a glance

Status
Operational
Founded
2020
Headquarters
London, United Kingdom
Employees
40
Open positions
5
Dealroom signal
90.5/100
Industry
Fintech
Sub-industry
Payments, Banking, Financial Management Solutions
Sector
Fintech, SME, Challenger Bank, uk is8 financial services
Technology
Artificial Intelligence
Client focus
b2b

Funding history

4 recorded events

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
SERIES A✓Equity / VC Feb 2026 $13M $53M Founders Capital · Mount Venture Capital · Smartfin ↗
Other✓Other financing Jul 2025 $1.8M — Undisclosed ↗
Showing the latest 2 of 4 recorded eventsBook a demo for the full funding history →

Growth signals

Incard website traffic

Latest recorded traffic for Incard is 32K monthly website visits, up 3.2% over the last three months. Incard's team grew 60% over the past year.

Latest monthly visits32K 3-month web change+3.2% 1-year team growth+60%
Summary metrics are public; monthly history is available with a demoCompare with peers →

Similar companies

Closest operating peers by Dealroom taxonomy

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Showing 8 of the closest matchesCompare every metric →

Investments and acquisitions

Capital deployed

Recent portfolio relationships for companies that also act as investors or acquirers.

Investors

6 investors on the cap table

From Dealroom's funding and investor records, grouped by the round each investor first entered.

Seed2 investors entered at this stage

Series A3 investors entered at this stage

  • Smartfin
  • Founders Capital
  • Mount Venture Capital

Other known investors1 additional known investor

  • Kelston Smith
Team profiled 6 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 5 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Global footprint

Workforce and web traffic by country
Workforce by country
6 countries with
team presence
🇬🇧 United Kingdom79.3%
🇫🇷 France6.9%
🇳🇴 Norway3.5%
🇪🇪 Estonia3.5%
🇨🇾 Cyprus3.5%
Top 5 of 6 shown

Market sentiment

Posts on X, past 7 days

An AI-synthesised read of the highest-engagement posts about Incard on X, ranked by likes and reposts, corporate channels excluded.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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