I
IN3
Fintech · Eindhoven, Netherlands · Founded 2018
Pay in 3 instalments without interest (by Capayable) MoreLess
Payin3 is a financial technology company that offers interest-free installment payment solutions, enabling consumers to make essential purchases without financial strain. Operating primarily in the European market, Payin3 serves a diverse range of clients, including individuals looking to buy items such as electronics, home decor, and fashion. The company partners with various retailers to provide a seamless checkout experience where customers can split their payments into three equal parts. This business model not only enhances consumer purchasing power but also drives sales for partner merchants. Payin3 generates revenue through merchant fees, which are charged for providing the installment payment service. The company focuses on responsible spending, ensuring that consumers can afford their purchases without incurring debt.
Keywords: installment payments, interest-free, financial technology, consumer finance, European market, retail partnerships, responsible spending, merchant fees, essential purchases, seamless checkout.
Company overview
IN3 company information
The essential company record, classifications and operating signals in one place.
- Status
- Acquired
- Founded
- 2018
- Headquarters
- Eindhoven, Netherlands
- Employees
- 34
- Open positions
- 2
- Dealroom signal
- 68.0
Valuation & funding
IN3 funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| ACQUISITIONOther financing | May 2026 | $0 | — | TrueLayer | ↗ |
| DEBTDebt | May 2022 | $45M | — | Finch Capital · Force Over Mass Capital · Waterfall Asset Management | ↗ |
| SERIES BOther financing | May 2022 | $45M | $178M | Finch Capital · Waterfall Asset Management · Force Over Mass Capital | ↗ |
| SERIES AOther financing | Mar 2022 | $11M | $44M | Finch Capital | ↗ |
Growth signals
IN3 website traffic
Latest recorded traffic for IN3 is 50K monthly website visits, up 25% over the last three months. IN3's team grew 6.3% over the past year.
Hiring
Open positions at IN3
Current openings linked to this company in Dealroom.
Comparisons
IN3 compared with similar companies
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Talent graph
IN3's talent
Source: Dealroom Talent Intelligence.
Investors
4 investors on IN3's cap table
Sourced from Dealroom's funding and investor records.




Global footprint
Where IN3 has talent and traffic
team presence
In the news
Latest news about IN3
Recent press, funding announcements, and product moves mentioning IN3 — open to read from the original sources.
Market sentiment
What the market is saying about IN3
An AI-synthesized read of the highest-engagement posts about IN3 on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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