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IN3

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Pay in 3 instalments without interest (by Capayable)

Eindhoven, NetherlandsFounded 2018Fintech
Valuation $100–250M Last recorded · 2022
Headcount <100 Current team size
Total funding $50–100M Disclosed equity funding
Unlock exact values This page shows ranges. Dealroom has the exact numbers for IN3 and the history behind them.

About IN3

Payin3 is a financial technology company that offers interest-free installment payment solutions, enabling consumers to make essential purchases without financial strain. Operating primarily in the European market, Payin3 serves a diverse range of clients, including individuals looking to buy items such as electronics, home decor, and fashion. The company partners with various retailers to provide a seamless checkout experience where customers can split their payments into three equal parts. This business model not only enhances consumer purchasing power but also drives sales for partner merchants. Payin3 generates revenue through merchant fees, which are charged for providing the installment payment service. The company focuses on responsible spending, ensuring that consumers can afford their purchases without incurring debt.

Source: Dealroom company data

At a glance

Status
Acquired
Founded
2018
Headquarters
Eindhoven, Netherlands
Employees
34
Open positions
2
Dealroom signal
68.0/100
Industry
Fintech
Sub-industry
Payments
Sector
Fintech, BNPL
Client focus
b2c

Funding history

4 recorded events

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
ACQUISITIONOther financing May 2026 $0 — TrueLayer ↗
DEBTDebt May 2022 $45M — Finch Capital · Force Over Mass Capital · Waterfall Asset Management ↗
Showing the latest 2 of 4 recorded eventsBook a demo for the full funding history →

Growth signals

IN3 website traffic

Latest recorded traffic for IN3 is 50K monthly website visits, up 25% over the last three months. IN3's team grew 6.3% over the past year.

Latest monthly visits50K 3-month web change+25% 1-year team growth+6.3%
Summary metrics are public; monthly history is available with a demoCompare with peers →

Investments and acquisitions

Capital deployed

Recent portfolio relationships for companies that also act as investors or acquirers.

Investors

4 investors on the cap table

From Dealroom's funding and investor records, grouped by the round each investor first entered.

Series A1 investor entered at this stage

  • Finch Capital

Series B and later2 investors entered at this stage

  • Force Over Mass Capital
  • Waterfall Asset Management

Other known investors1 additional known investor

  • TrueLayer
Team profiled 6 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 6 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Global footprint

Workforce and web traffic by country
Workforce by country
1 countries with
team presence
🇳🇱 Netherlands100%
1 country shown

Market sentiment

Posts on X, past 7 days

An AI-synthesised read of the highest-engagement posts about IN3 on X, ranked by likes and reposts, corporate channels excluded.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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