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IN3

Fintech · Eindhoven, Netherlands · Founded 2018

Pay in 3 instalments without interest (by Capayable) MoreLess

Payin3 is a financial technology company that offers interest-free installment payment solutions, enabling consumers to make essential purchases without financial strain. Operating primarily in the European market, Payin3 serves a diverse range of clients, including individuals looking to buy items such as electronics, home decor, and fashion. The company partners with various retailers to provide a seamless checkout experience where customers can split their payments into three equal parts. This business model not only enhances consumer purchasing power but also drives sales for partner merchants. Payin3 generates revenue through merchant fees, which are charged for providing the installment payment service. The company focuses on responsible spending, ensuring that consumers can afford their purchases without incurring debt.

Keywords: installment payments, interest-free, financial technology, consumer finance, European market, retail partnerships, responsible spending, merchant fees, essential purchases, seamless checkout.

Company overview

IN3 company information

The essential company record, classifications and operating signals in one place.

Status
Acquired
Founded
2018
Headquarters
Eindhoven, Netherlands
Employees
34
Open positions
2
Dealroom signal
68.0
client focusb2csub industryPaymentsindustryFintechsectorBNPL

Valuation & funding

IN3 funding history

Company financing events and reported valuations.

Deal typeDateAmountValuationInvestorsSource
ACQUISITIONOther financing May 2026 $0 TrueLayer
DEBTDebt May 2022 $45M Finch Capital · Force Over Mass Capital · Waterfall Asset Management
SERIES BOther financing May 2022 $45M $178M Finch Capital · Waterfall Asset Management · Force Over Mass Capital
SERIES AOther financing Mar 2022 $11M $44M Finch Capital
Showing 4 recorded eventsUnlock the complete deal history →

Growth signals

IN3 website traffic

Latest recorded traffic for IN3 is 50K monthly website visits, up 25% over the last three months. IN3's team grew 6.3% over the past year.

Latest monthly visits50K 3-month web change+25% 1-year team growth+6.3%
Monthly website visits89 observations · Nov 2018–Jul 2026
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Comparisons

IN3 compared with similar companies

Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.

Showing 8 of the closest matchesCompare every metric →
Team profiled 6 named & role-tagged
Founders Hidden — book a demo/100 quality score
Key operators 6 quality Hidden — book a demo/100
Potential founders Hidden — book a demo likely future founders
Startup mafia Hidden — book a demo alumni-founded startups
Talent movements Hidden — book a demo in · Hidden — book a demo out past 12 months

Source: Dealroom Talent Intelligence.

Investors

4 investors on IN3's cap table

Sourced from Dealroom's funding and investor records.

Series A 1 investor entered at this stage
Finch Capital
Series B+ 2 investors entered at this stage
Force Over Mass Capital
Waterfall Asset Management
Other known 1 additional known investor
TrueLayer

Global footprint

Where IN3 has talent and traffic

Workforce by country
1 countries with
team presence
🇳🇱 Netherlands100%
1 country shown

In the news

Latest news about IN3

Recent press, funding announcements, and product moves mentioning IN3 — open to read from the original sources.

See all news

Market sentiment

What the market is saying about IN3

An AI-synthesized read of the highest-engagement posts about IN3 on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.

Reading the room on X — pulling top posts and synthesizing themes…

Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour

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