Hyperlayer

About Hyperlayer

Hyperlayer is a UK-based financial technology firm positioning itself as a key enabler for established financial institutions and brands looking to accelerate their product development cycles. Founded in 2023 as a B2B evolution of the consumer finance app HyperJar, the company is led by Co-founder and CEO Robert Rooney, a 30-year veteran of Morgan Stanley. He is joined by a leadership team with extensive experience from institutions like HSBC and Morgan Stanley, as well as entrepreneurial ventures.

The core of Hyperlayer's offering is its HyperOS platform, a programmable orchestration layer designed to integrate with existing core banking systems without requiring costly and time-consuming overhauls. This 'plug-and-play' technology allows clients—including Tier 1 banks, asset managers, and merchants—to rapidly build, personalize, and launch new financial products. The business model centers on providing this platform to help legacy institutions compete with more agile, digital-first competitors by enabling the quick deployment of features like advanced account services, loyalty programs, wealth management tools, and embedded finance solutions.

Hyperlayer's platform is constructed with modular capability blocks for services such as accounts, rewards, and lending, which can be assembled into comprehensive product suites like 'Family Banking' or 'Integrated Wealth Banking'. This architecture is designed to reduce development time from years to weeks, cut operational costs, and mitigate risks for its clients. In October 2025, the company secured a significant £30 million funding round led by CDAM, with participation from investors like Mouro Capital and Susquehanna Private Equity Investments, to fuel international expansion and grow its product and engineering teams. This followed its selection for Mastercard's Start Path program, a testament to its emerging prominence in the fintech sector.