Hubpay

About Hubpay

Provider of B2B payment infrastructure and corporate treasury solutions for small and medium-sized enterprises operating across the United Arab Emirates and broader MENA region.

The platform addresses critical pain points in traditional business banking: lengthy account opening processes (typically 3-6 weeks), high minimum balance requirements (AED 25,000+), opaque foreign exchange pricing (2-3% hidden spreads), and limited multi-currency capabilities by delivering a fully digital alternative designed specifically for businesses engaged in international trade and cross-border operations.

Core capabilities include:

- Multi-currency business accounts with named IBANs in AED, USD, EUR, GBP, and 30+ additional currencies, enabling businesses to hold, receive, and send funds in multiple denominations without forced conversions

- Corporate foreign exchange services with transparent, competitive pricing and access to forward contracts for hedging currency risk on international transactions

- Global payroll infrastructure supporting payments to contractors and employees across 85+ countries with same-day or next-day settlement

- Payment link generation for instant invoice collection and client billing with multi-currency support

- Real-time treasury dashboard providing consolidated view of cash positions, FX exposures, and transaction history across all currency accounts

- Digital onboarding process completing account activation within 24-48 hours versus industry standard of 3-6 weeks

The platform serves over 1,000 active business clients across key economic sectors including import/export, manufacturing, professional services, logistics, e-commerce, and real estate, processing monthly transaction volumes exceeding $30 million across 40+ currencies.

Licensed and regulated by the Financial Services Regulatory Authority (FSRA) of the Abu Dhabi Global Market (ADGM).

Recognized on the UAE Ministry of Economy's Future100 list (2025), identifying startups and scale-ups contributing to the nation's economic development and future economy objectives.