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Hedvig

Fintech · Stockholm, Sweden · Founded 2017

Hedvig is a digital insurance company that provides a seamless and user-friendly experience through its app. The company primarily serves homeowners, renters, and students, offering comprehensive insurance packages that cover home contents, accidents, and additional options like dental injuries and bicycle crashes. Operating in the insurance market, Hedvig differentiates itself with a unique business model where 75% of premiums go towards covering claims, and the remaining 25% is used to improve services. Any leftover funds at the end of the year are donated to WeShelter, an organization aiding homelessness in Denmark. Hedvig makes money by taking a fixed percentage of the premiums, ensuring that their profit is not tied to denying claims. The app allows users to file claims, manage their insurance policies, and get instant help from a dedicated service team. With high ratings on platforms like Trustpilot and the App Store, Hedvig is recognized for its customer-centric approach and transparency. Keywords: digital insurance, instant claims, personalized support, profit-sharing, homeowners, renters, students, comprehensive coverage, WeShelter, customer-centric.