Greater Than

At the core of Greater Than's offering is a proprietary AI platform that analyzes GPS data from vehicles. This platform generates a "Crash Probability Score" and a "Climate Impact Score" for each driver. These scores provide insurance carriers with a nuanced understanding of driver risk, enabling them to move beyond traditional demographic-based pricing models to more accurate, individualized premium pricing. By predicting the likelihood of claims and their potential costs, Greater Than helps its clients to refine their underwriting processes and enhance their profitability.

The company's technology also offers benefits to drivers and society at large. By providing feedback on driving behavior, the platform encourages safer and more eco-friendly driving habits. This can lead to a reduction in accidents and a lower carbon footprint from transportation.

Greater Than's business model is centered on providing its risk intelligence as a service to insurance companies. This SaaS model allows for scalable and recurring revenue streams. The company serves a global client base, offering a solution that can be integrated into existing insurance workflows.