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GoodScore
AI-powered credit score improvement for Indian consumers
About GoodScore
GoodScore is a Bengaluru-based fintech company, founded in 2023 by Sanchit Bansal and Rakshit Agarwal, operating under the legal entity ARTHVIT 1809 TECH PRIVATE LIMITED. The company provides a mobile application designed to help Indian consumers understand, manage, and improve their credit health. GoodScore's platform utilizes artificial intelligence to offer personalized financial guidance and insights. It consolidates data from credit bureaus, including Experian and CRIF High Mark, to provide users with a comprehensive view of their credit profile.
The service offers features such as credit score tracking, detailed credit reports, personalized video guidance explaining a user's credit situation, and expert chat support. The app also facilitates loan payment management through reminders and helps with the resolution of discrepancies on credit reports. GoodScore targets the large market of individuals in India with low credit scores or active delinquencies, aiming to help them rebuild their creditworthiness to a score of 750 or higher. The business model is subscription-based, with users paying a fee for access to the platform's features. Additionally, GoodScore operates a credit marketplace that connects users with lending partners like HDFC Bank, KreditBee, and Tata Capital, helping them repay defaulted loans and access new credit opportunities.
In October 2025, GoodScore raised $13 million in a Series A funding round led by Peak XV Partners, with participation from existing investors Stellaris Venture Partners and Saison Capital. This funding is intended to enhance the AI-driven advisory services, expand the team, and grow the credit marketplace. The company reported having over 5 million users and started generating revenue in the 2024 fiscal year.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2023
- Headquarters
- Bengaluru, India
- Employees
- 193
- Open positions
- 19
- Dealroom signal
- 58.5/100
- Industry
- Fintech
- Sub-industry
- Financial Management Solutions
- Sector
- Fintech, Credit Scoring, Consumer Lending, Business Lending
- Business model
- SaaS
- Client focus
- b2c
Knowledge graph
More headlines
Open roles
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| SERIES A✓Equity / VC | Oct 2025 | $13M | $52M | Saison Capital · Peak XV Partners · Stellaris Venture Partners | ↗ |
Growth signals
Latest recorded traffic for GoodScore is 28K monthly website visits, down 20% over the last three months. GoodScore's team grew 216.4% over the past year.
Open positions
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Investments and acquisitions
Recent portfolio relationships for companies that also act as investors or acquirers.
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Series A3 investors entered at this stage
Peak XV Partners
Saison Capital
Stellaris Venture Partners
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
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Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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