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FlexiLoans

Fintech · Mumbai, India · Founded 2016

FlexiLoans is an online lending platform that provides financial solutions to small and medium-sized enterprises (SMEs) in India. The company offers a variety of loan products, including term loans, loans against point-of-sale (POS) transactions, and lines of credit, to help businesses manage their working capital and fund their growth. FlexiLoans operates on a digital-first model, using proprietary technology and risk assessment algorithms to evaluate loan applications and disburse funds quickly. This approach allows the company to provide collateral-free loans to a segment of the market that has been traditionally underserved by traditional banking institutions. The company's primary clients are small business owners and entrepreneurs across various industries in need of accessible and flexible financing options. As a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI), FlexiLoans generates revenue primarily through the interest charged on its loans. The company's business model is designed to be scalable, leveraging technology to streamline the lending process and manage risk effectively. Keywords: online lending, SME financing, collateral-free loans, working capital, business loans, fintech, NBFC, POS loans, line of credit, vendor financing