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EarnUp

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An intelligent loan payment automation

San Francisco, United StatesFounded 2014Fintech

Valuation $100–250M Last recorded · 2022

Revenue $10–50M Latest reported FY

Headcount <100 Current team size

Total funding $50–100M Disclosed equity funding

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About EarnUp

EarnUp operates in the financial wellness sector, providing AI-driven tools designed to assist lenders, credit unions, and employers in empowering their clients. The company offers three main solution suites: Smart Tools, Action Automation, and Insights. These suites aim to simplify and automate complex financial activities, such as budgeting, debt management, and financial planning. EarnUp's AI Advisor is a key feature, offering hyper-personalized financial advice, budget development, money management tracking, and financial product recommendations. The business model focuses on delivering value to enterprises and consumers by enhancing customer satisfaction and loyalty through personalized financial experiences. EarnUp serves over 3 million people, helping them become homebuyer-ready, pay down debt, and save for significant life events.

MoreLess Source: Dealroom company data

At a glance

Status: Acquired
Founded: 2014
Headquarters: San Francisco, United States
Employees: 22
Open positions: None listed
Dealroom signal: 61.6/100
Industry: Fintech
Sub-industry: Mortgages & Lending, Financial Management Solutions
Sector: Fintech, Money Management, Sustainable Development Goals, Debt Collection, financial inclusion
Business model: SaaS
Client focus: b2b, b2c
Links: Website LinkedIn X

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News, research, reports and resources connected to this company by Dealroom

Funding history

7 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
ACQUISITIONOther financing	Feb 2026	$0	—	Array	↗
SERIES COther financing	Mar 2022	$31M	$124M	Blumberg Capital · SignalFire · Flourish Ventures · Bain Capital Ventures	↗

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Financials

Revenue over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth
2026
2025
2024
2023
2022
2021
2020		—

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Growth signals

EarnUp website traffic

Latest recorded traffic for EarnUp is 1.8K monthly website visits, down 68.4% over the last three months. EarnUp's team declined 38.9% over the past year.

Latest monthly visits1.8K 3-month web change-68.4% 1-year team growth-38.9%

Monthly website visitsMar 2017–Jul 2026

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