E
EarnUp
Fintech · San Francisco, United States · Founded 2014
An intelligent loan payment automation MoreLess
EarnUp operates in the financial wellness sector, providing AI-driven tools designed to assist lenders, credit unions, and employers in empowering their clients. The company offers three main solution suites: Smart Tools, Action Automation, and Insights. These suites aim to simplify and automate complex financial activities, such as budgeting, debt management, and financial planning. EarnUp's AI Advisor is a key feature, offering hyper-personalized financial advice, budget development, money management tracking, and financial product recommendations. The business model focuses on delivering value to enterprises and consumers by enhancing customer satisfaction and loyalty through personalized financial experiences. EarnUp serves over 3 million people, helping them become homebuyer-ready, pay down debt, and save for significant life events.
Keywords: financial wellness, AI-powered tools, lenders, credit unions, employers, debt management, budgeting, savings, personalized experience, customer engagement.
Company overview
EarnUp company information
The essential company record, classifications and operating signals in one place.
- Status
- Acquired
- Founded
- 2014
- Headquarters
- San Francisco, United States
- Employees
- 22
- Open positions
- None listed
- Dealroom signal
- 61.6
Valuation & funding
EarnUp funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| ACQUISITIONOther financing | Feb 2026 | $0 | — | Array | ↗ |
| SERIES COther financing | Mar 2022 | $31M | $124M | Blumberg Capital · SignalFire · Flourish Ventures · Bain Capital Ventures | ↗ |
| SERIES BOther financing | Feb 2021 | $25M | $100M | Blumberg Capital · SignalFire · Bain Capital Ventures · Flourish Ventures | — |
| GRANTOther financing | Sep 2020 | $150K | — | Acumen | — |
| SERIES BOther financing | Nov 2019 | — | — | Bain Capital Ventures | — |
| SERIES AOther financing | Dec 2017 | Blumberg Capital · Correlation Ventures · Kapor Capital · Deciens Capital | — | ||
| SEEDOther financing | Jul 2016 | Base Ventures · Correlation Ventures · Kapor Capital · Fenway Summer Ventures | — |
Financials
Revenue and workforce over time
Available revenue and workforce history. Fields without reported data are omitted.
| Year | Revenue | Growth | Employees |
|---|---|---|---|
| 2026 | $14M | 0% | 22 |
| 2025 | $14M | 0% | 36 |
| 2024 | $14M | 0% | 70 |
| 2023 | $14M | 0% | 67 |
| 2022 | $14M | -13.2% | 74 |
| 2021 | $16M | 0% | 75 |
| 2020 | $16M | — | 91 |
Growth signals
EarnUp website traffic
Latest recorded traffic for EarnUp is 1.8K monthly website visits, down 68.4% over the last three months. EarnUp's team declined 38.9% over the past year.
Comparisons
EarnUp compared with similar companies
Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.
Talent graph
EarnUp's talent
Source: Dealroom Talent Intelligence.
Investors
16 investors on EarnUp's cap table
Sourced from Dealroom's funding and investor records. Investor profile links are shown where available.
Global footprint
Where EarnUp has talent and traffic
team presence
In the news
Latest news about EarnUp
Recent press, funding announcements, and product moves mentioning EarnUp — open to read from the original sources.
Market sentiment
What the market is saying about EarnUp
An AI-synthesized read of the highest-engagement posts about EarnUp on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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