C
CreditBook
Accelerating the digitization of micro, small and medium enterprises across Pakistan
About CreditBook
CreditBook Technologies operates the CreditBook khata app, which serves nearly one million active users, primarily Micro, Small, and Medium Enterprises (MSMEs). These businesses use the app to maintain financial transactions, which are largely cash-based. CreditBook simplifies compliance, technical integration, and financing, enabling businesses to increase their revenue by up to three times. The company provides a Financial Institutions Interface that offers full visibility and control over compliance and financing transactions. CreditBook also tackles the most challenging aspects of building banking and lending solutions, making it easier for businesses to launch financial services. The company operates with a global team across three time zones and is driven by values such as curiosity, fast adaptation, and a commitment to quality and speed. CreditBook has built a robust infrastructure to provide a seamless embedded finance experience for its partners and their customers. The company emphasizes the importance of quality work, resilience, and adaptability in its operations. Benefits for employees include yearly health insurance for them and their families, and a remote-friendly work environment. Keywords: MSMEs, financial ledger, cash transactions, compliance, revenue boost, banking solutions, lending, global team, embedded finance, technical integration.
Source: Dealroom company dataAt a glance
- Status
- Operational
- Founded
- 2020
- Headquarters
- Karachi, Pakistan
- Employees
- 25
- Open positions
- None listed
- Dealroom signal
- 57.5/100
- Industry
- Fintech, Enterprise Software
- Sub-industry
- Mortgages & Lending
- Sector
- Fintech, Business Lending, Embedded Finance, Embedded Lending
- Business model
- SaaS
- Client focus
- b2b
Latest news
Press, funding announcements and product moves mentioning CreditBook.
Funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| EARLY VC✓Equity / VC | Dec 2021 | $11M | $44M | Julian Shapiro · Sriram Krishnan · Firstminute Capital · VentureSouq | ↗ |
| SEED✓Equity / VC | May 2021 | $1.5M | $6M | Rappi · VentureSouq · Musha Ventures · Chinmay Chauhan | — |
Growth signals
Latest recorded traffic for CreditBook is 2K monthly website visits, down 60% over the last three months. CreditBook's team declined 34.2% over the past year.
Similar companies
Company identity and context are open; selected comparison metrics preview what is available on the platform.
| Company | Headquarters | Status | Employees | Total funding | Valuation |
|---|---|---|---|---|---|
RootFiProvides life and medical insurance services |
Bengaluru, India | Operational | 1 | $1.6M | $6M |
TurnKey LenderProvider of the number one AI-based SaaS platform that automates the complete lending process for traditional, alternative, and embedded creditors |
Austin, United States | Operational | |||
Credit KeyA patented pay-over-time financing solution for e-commerce merchants |
Los Angeles, United States | Operational | |||
Rajsi Infin Consultants Private LimitedUnsecured business loans for small to medium enterprises. |
India | Operational | |||
B2B LendersTailored business loans through a lender network. |
Los Angeles, United States | Operational | |||
Origin Axis LLCBusiness funding solutions powered by a financial network. |
— | Operational | |||
BriqsEmbedded lending infrastructure for platforms and PSPs. |
Amsterdam, Netherlands | Operational | |||
LendCap LLCBusiness financing and capital solutions for SMBs. |
— | Operational |
Investors
From Dealroom's funding and investor records, grouped by the round each investor first entered.
Seed12 investors entered at this stage
Tiger Global
Better Tomorrow Ventures
Rappi
VentureSouq
Musha Ventures
Chinmay Chauhan
BitRate Venture Capital
Quiet Capital
Abhinay Peddisetty
I2i Ventures- TVToy Ventures
Ratio Ventures
Series A4 investors entered at this stage
Julian Shapiro
Sriram Krishnan
Firstminute Capital
Banana Capital
Other known investors3 additional known investors
- ACAmaana Capital
Flucas Ventures
Kube VC
Source: Dealroom Talent Intelligence.
Global footprint
team presence
Market sentiment
An AI-synthesised read of the highest-engagement posts about CreditBook on X, ranked by likes and reposts, corporate channels excluded.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
See CreditBook’s full profile on Dealroom
Request a free trial to see the complete deal history, financials, people graph and growth signals.
Takes under a minute. Already use Dealroom? Log in.







