COMPANY PROFILE

Credit Sesame

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Full-lifecycle credit management service that helps consumers achieve financial wellness

Mountain View, United StatesFounded 2010Fintech

Valuation $100–250M Last recorded · 2021

Revenue $10–50M Latest reported FY

Headcount 100–500 Current team size

Total funding $100–500M Disclosed equity funding

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About Credit Sesame

Credit Sesame is a financial technology startup that provides a platform for individuals to monitor and improve their credit scores. The company operates in the personal finance market, primarily serving individuals who are keen on understanding, improving, and leveraging their credit scores to achieve their financial goals.

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The business model of Credit Sesame is centered around providing free credit score checks and personalized recommendations to help users improve their credit scores. The platform allows users to check their credit scores daily and understand the factors impacting their credit. It also provides personalized actions that can help users improve their scores and reach their financial goals faster.

In addition to credit score monitoring, Credit Sesame also offers a platform for users to find and apply for credit card offers that have the highest chance of approval based on their credit profile. This means users can apply for credit cards with confidence, knowing that they have a high chance of approval.

Credit Sesame also offers a unique feature that allows users to build credit history using their daily debit purchases. This means users can start building credit when they use a prepaid debit card to pay for rent, subscriptions, groceries, and more.

The company makes money through partnerships with credit card companies and lenders. When a user applies for a credit card or loan through Credit Sesame, the company earns a commission.

Source: Dealroom company data