COMPANY PROFILE

Credifin

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Comprehensive platform for exploring home loan options with competitive rates and seamless application experience

IndiaFounded 1992Edtech

Valuation $50–100M Last recorded · 2025

Headcount 100–500 Current team size

Total funding $10–50M Disclosed equity funding

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About Credifin

Credifin Limited, formerly known as PHF Leasing Limited, is a Category B Non-Banking Financial Company (NBFC) listed on the Metropolitan Stock Exchange of India and headquartered in Jalandhar, Punjab. Established in 1992, the company specializes in providing a variety of home loan options, offering competitive interest rates and a seamless application process through state-of-the-art systems. Credifin serves clients seeking home loans and education loans, including those for studying abroad, with flexible repayment options tailored to individual needs. The company operates in the financial services market, focusing on enhancing financial stability by reducing non-performing assets (NPAs) and maintaining a BBB rating from CRISIL. Credifin generates revenue through interest income from its loan products and has reported a significant revenue increase of 57% year-over-year in Q3 FY 2024-25. As of March 2025, the company has achieved assets under management (AUM) exceeding crores, marking substantial growth from previous years. Key services include an interactive platform for calculating EMI, checking loan eligibility, and ensuring the submission of required documents for loan applications.

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At a glance

Status: Operational
Founded: 1992
Headquarters: India
Employees: 401
Open positions: None listed
Dealroom signal: 56.5/100
Industry: Education
Sector: Edtech, Challenger Bank, Mortgage, Consumer Lending
Client focus: b2b
Links: Website LinkedIn

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Funding history

2 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
DEBT✓Debt	Apr 2025	$12M	—	Kissandhan · Esaf Financial Holdings · ICICI Bank · Northern Arc	↗
EARLY VC✓Equity / VC	Apr 2025	$12M	$50M	Undisclosed	↗

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Growth signals

Credifin website traffic

Latest recorded traffic for Credifin is 7.7K monthly website visits, up 97.4% over the last three months. Credifin's team grew 75.1% over the past year.

Latest monthly visits7.7K 3-month web change+97.4% 1-year team growth+75.1%

Monthly website visitsApr 2025–Jul 2026

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