COMPANY PROFILE

Credible Labs

Multi-lender marketplace providing instant, personalized rates for student loans and student loan refinancing

Durham, United StatesFounded 2012Fintech

Valuation $86M Market cap · 2026

Revenue $1.5M Latest reported FY

About Credible Labs

Credible is an online marketplace designed to help consumers find the best rates on various types of loans, including student loans, personal loans, and mortgages. The platform allows users to easily compare offers from top lenders, ensuring they get the most favorable rates and terms available. Credible serves a wide range of clients, including students looking to refinance their loans, individuals seeking personal loans, and homeowners interested in mortgage refinancing.

Operating in the financial services market, Credible stands out by providing a transparent and user-friendly experience. The company simplifies the often complex process of loan comparison by offering instant and accurate results, along with clear, jargon-free explanations. This makes it easier for users to understand their options and make informed decisions.

Credible's business model is based on partnerships with various lenders. When a user selects a loan offer through the Credible platform, the company earns a commission from the lender. This model allows Credible to offer its services to consumers for free, while still generating revenue from its lending partners.

The platform features a wide range of loan products, including student loan refinancing, private student loans, personal loans, mortgages, and mortgage refinancing. Credible's commitment to transparency and ease of use has earned it high customer satisfaction ratings, with users appreciating the ability to quickly and easily compare loan options.

In summary, Credible is a valuable resource for anyone looking to secure a loan with the best possible terms. By partnering with top lenders and providing a straightforward comparison tool, Credible helps consumers save money and make better financial decisions.

MoreLess Source: Dealroom company data

At a glance

Status: Listed
Founded: 2012
Headquarters: Durham, United States
Listing: IPO 2017
Employees: 226
Open positions: 5
Dealroom signal: 72.9/100
Industry: Fintech
Sub-industry: Mortgages & Lending
Sector: Fintech, Testing, Verification, Banking, Compliance, Retirement, Brokerage, Communication, Loan, Certification, Financial Service
Business model: Marketplace & ecommerce
Client focus: b2c
Investment activity: 1 company, latest Dec 2021
Capital deployed: —
Preferred round: ACQUISITION
Links: Website LinkedIn X

Knowledge graph

Founder mafia, market maps, research and news connected to this company by Dealroom

Funding history

8 recorded events

Company financing events and reported valuations.

Deal type	Date	Amount	Valuation	Investors	Source
POST IPO EQUITYOther financing	Sep 2019	—	—	Martis Capital	—
IPO✓Exit	Dec 2017	$0	—	Undisclosed	—

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Financials

Revenue, earnings and profit over time

Revenue, earnings and other financial measures where available. Years marked “E” are estimates.

Year	Revenue	Growth	EBITDA	Margin	Profit	Margin
2026	$1.5M	+350%	−$3.8M	-251.6%	−$4.1M	-272.2%
2025	$333K	0%	−$3.8M	-1132.2%	−$4.1M	-1224.9%
2024	$333K	0%	−$7.4M	-2214.7%	−$7.6M	-2283.9%
2023	$333K	0%	−$9.5M	-2859.7%
2022	$333K	-98.7%	−$16M	-4876.8%
2021	$26M	0%	−$7M	-26.9%
2020	$26M	—	−$7M	-26.9%

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Growth signals

Credible Labs website traffic

Latest recorded traffic for Credible Labs is 1.1M monthly website visits, up 34.1% over the last three months. Credible Labs's team grew 4.6% over the past year.

Latest monthly visits1.1M 3-month web change+34.1% 1-year team growth+4.6%

Monthly website visitsFeb 2016–Jul 2026

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Open positions

Openings linked to this company in Dealroom

VP, Partnerships & Business Development320, Blackwell Street, American Tobacco Historic District, Downtown Durham, Durham, Durham County, North Carolina, 27701, United States · Business Development · Aug 11, 2026 Senior Product Manager, Student Loans Marketplace320, Blackwell Street, American Tobacco Historic District, Downtown Durham, Durham, Durham County, North Carolina, 27701, United States · Other · Jul 26, 2026 Business OperationsWashington, District of Columbia, United States, Northern America, Americas · Business Development · Jul 8, 2026 Growth Specialist (Performance Marketing)Tel Aviv-Yafo, Tel Aviv District, Israel · Marketing & Communication · Jun 11, 2026 BI Data Analyst III320, Blackwell Street, American Tobacco Historic District, Downtown Durham, Durham, Durham County, North Carolina, 27701, United States · Data Science & Engineering · Feb 24, 2026

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