Cbtbank

About Cbtbank

Community Bank & Trust, operating under the CBT brand, is an employee-owned financial institution with a history dating back to its founding on June 25, 1884. The bank serves communities across Southwest Missouri and Southeast Kansas with 13 full-service branch offices. A significant aspect of its corporate structure is the Employee Stock Ownership Plan (ESOP) established in 1986, which actively involves its staff in the bank's success.

CBT operates as a traditional community bank, catering to both personal and business clients. Its revenue is generated through a comprehensive suite of financial products and lending services. For individuals, the bank offers a range of deposit solutions like checking and savings accounts, home loans, and wealth management services. Digital services are a key part of its offering, including online banking with bill pay, a mobile banking app, eStatements, and payment services through Zelle.

For its commercial clients, CBT provides business checking and savings accounts, money market accounts, and certificates of deposit. The bank's business solutions are designed to streamline financial operations and include services such as remote deposit capture, payment acceptance, wire transfers, and ACH origination. Each branch is managed with a focus on meeting the specific financial needs of its local community, positioning itself as a relationship-driven institution.