C
Cardlay
Fintech · Odense, Denmark · Founded 2016
Automate business processes, by leveraging the integration between credit cards, Travel Expense Management and EU-VAT reclaim MoreLess
Cardlay operates in the financial technology sector, providing a comprehensive suite of payment infrastructure and white label front-end services. The company serves a diverse range of clients, including banks, card issuers, and corporate entities. Cardlay's business model revolves around offering a scalable and modular platform that integrates seamlessly with existing banking infrastructures. This platform includes advanced card management solutions, expense management tools, and a corporate client app designed for intuitive, mobile-first experiences. The company generates revenue through service fees and subscription models, leveraging its API platform to enrich and operationalize card and transaction data. Cardlay's solutions enable clients to manage multiple card types, control expenses, and streamline financial operations in real-time.
Keywords: payment infrastructure, white label, card management, expense management, API platform, corporate clients, banks, card issuers, fintech, modular services.
Company overview
Cardlay company information
The essential company record, classifications and operating signals in one place.
- Status
- Operational
- Founded
- 2016
- Headquarters
- Odense, Denmark
- Employees
- 45
- Open positions
- None listed
- Dealroom signal
- 67.3
Valuation & funding
Cardlay funding history
Company financing events and reported valuations.
| Deal type | Date | Amount | Valuation | Investors | Source |
|---|---|---|---|---|---|
| LATE VC✓Equity / VC | Mar 2022 | $6M | $50M | Undisclosed | ↗ |
| LATE VC✓Equity / VC | Apr 2021 | $9.5M | $50M | Global PayTech Ventures | — |
| SERIES B✓Equity / VC | Nov 2019 | $9.9M | $40M | SEB Venture Capital · Seed Capital | ↗ |
| EARLY VC✓Equity / VC | Jan 2018 | $5M | $20M | SEB Venture Capital · Herbert Nathan · Seed Capital · Klaus Holse | ↗ |
| EARLY VC✓Equity / VC | Dec 2016 | $4M | $16M | Undisclosed | ↗ |
| ANGEL✓Equity / VC | Aug 2016 | Undisclosed | ↗ |
Financials
Revenue, earnings and profit over time
Reported history and available estimates. Estimated years are marked “E”; sparse fields are left blank rather than inferred.
| Year | EBITDA | Margin | Profit | Margin | R&D |
|---|---|---|---|---|---|
| 2026 | −$2.7M | — | −$1.5M | — | $0 |
| 2025 | −$2.7M | — | −$1.5M | — | $0 |
| 2024 | −$2.7M | — | −$1.5M | — | $0 |
| 2023 | −$2.7M | — | $0 | ||
| 2022 | −$2.7M | — | |||
| 2021 | −$3M | — | |||
| 2020 | −$2.6M | — |
Growth signals
Cardlay website traffic
Latest recorded traffic for Cardlay is 1.1K monthly website visits, up 22.2% over the last three months. Cardlay's team declined 18.2% over the past year.
Comparisons
Cardlay compared with similar companies
Dealroom’s weighted taxonomy model identifies the closest operating peers. Company identity and context stay open; selected comparison metrics preview what is available in the platform.
Talent graph
Cardlay's talent
Source: Dealroom Talent Intelligence.
Global footprint
Where Cardlay has talent and traffic
team presence
In the news
Latest news about Cardlay
Recent press, funding announcements, and product moves mentioning Cardlay — open to read from the original sources.
Market sentiment
What the market is saying about Cardlay
An AI-synthesized read of the highest-engagement posts about Cardlay on X over the past 7 days. We rank by likes & retweets, ignore corporate channels, and surface the themes that broke out from real people.
Reading the room on X — pulling top posts and synthesizing themes…
Source: X recent search ranked by engagement (likes + retweets) · Synthesis by Claude · Cached for 1 hour
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