Capitalize

About Capitalize

Capitalize is a financial technology startup that operates in the retirement savings market. The company's primary service is assisting individuals with the process of rolling over their 401(k) retirement plans into Individual Retirement Accounts (IRAs). This service is particularly beneficial for those who have multiple 401(k) accounts from previous employers, as Capitalize's proprietary technology and team of experts can locate these accounts and manage the rollover process.

The company's business model is based on partnerships with leading IRA providers. These providers pay Capitalize when a client rolls their funds over, allowing the company to offer its rollover service at no cost to the client. This model ensures that Capitalize's revenue is directly tied to the successful rollover of its clients' funds.

Capitalize's service is designed to save clients time, money, and hassle. The company emphasizes the benefits of IRAs over 401(k)s, including greater flexibility, more investment options, and the ability for the client to maintain control over their retirement savings regardless of their employment status.

The company has received positive feedback from its clients, with many praising the simplicity and efficiency of the rollover process. Capitalize also offers support for Roth 401(k) rollovers, ensuring clients can maintain their tax benefits.