Bicai

About Bicai

Founded in 2016 and headquartered in Beijing, China, Bicai is a financial technology company that operates an online wealth management and financial product comparison platform. The company develops its platform to connect directly with banking systems, enabling users to screen and select various financial products such as debt funds, monetary funds, and savings accounts.

The platform utilizes artificial intelligence and data analytics to recommend suitable financial management products, create investment portfolios, and provide users with a streamlined process for opening accounts and checking balances. It aggregates and compares offerings from over one hundred banks, presenting them through intelligent lists to enhance user decision-making efficiency. Bicai's business model includes a Platform as a Service (PaaS), Software as a Service (SaaS), and Open API connections, which facilitate wealth management digitalization for banks and their subsidiaries. Revenue is also generated through profit-sharing models with partner platforms that embed Bicai's services.

Bicai has secured $38.1 million in funding over three rounds, with investors including Zhongke China Merchants Investment Management Group and Bojiang Capital.