Atlas General

About Atlas General

Atlas General Insurance Services operates as a full-service, multiline program manager and managing general agency (MGA). The company was founded in 2009 by Bill Trzos and is headquartered in San Diego, California. Initially focusing on the California workers' compensation market, Atlas strategically expanded its operations nationwide, diversifying its product portfolio.

A significant milestone in the company's history was its acquisition by Arthur J. Gallagher & Co. in January 2021. Following the acquisition, Atlas became part of Risk Placement Services, Inc. (RPS), Gallagher's U.S.-based wholesale brokerage division. The leadership, including Mike Mathews, who oversees the Workers' Compensation Division, and Charles Lasher, who is responsible for the commercial division, continued in their roles to ensure operational consistency. Mathews brought over two decades of industry experience from companies like Arrowhead General Insurance Agency, Ohio Casualty, and Liberty Mutual, while Lasher joined Atlas in 2015 to build out its commercial lines.

Atlas's business model centers on developing and underwriting specialty insurance programs in partnership with various insurance carriers. The firm serves as a program administrator, giving it the authority to make underwriting decisions and customize coverage for its clients, which are primarily insurance brokers and their customers. Revenue is generated through this administration and underwriting process, linking insurance carriers with brokers in need of specialized coverage. The company targets small to medium-sized businesses across the United States.

Atlas offers a wide array of insurance products across three main divisions: Workers' Compensation, Commercial Lines, and Specialty Property. The company specializes in workers' compensation, providing access to numerous 'A' rated markets. Its Commercial division handles property, casualty, package, inland marine, cargo, excess, and professional lines of business. The Specialty Property division concentrates on "Difference in Conditions" (DIC) policies, which include coverage for events like earthquakes and floods for commercial properties such as apartments, retail centers, and office buildings.